By the way, I just reread my message and the first sentence may have sounded harsh...it was intended as "What is your current knowledge?"...

I am now going to go back and reread the email to ensure I read correctly!

From a Texas lawyer's perspective, I've read and re-read the pertinent statutes on CFD. 

That being said I will go back and reread the zoning personally.

I agree with the above poster, after re-reading your initial post.

I don't have the time at the moment to respond to each of you individually, but please know that I will read and reread your answers and refer to them again often as I continue to think about the next step. 

I am re-reading @Brandon Turner's book on rental properties and felt like a total failure for not finding better deals. 

If you reread my post I advise that her spouse not take the loan...Unfortunately, people become burdened with debts from their loved one's dreams.

@Jay Hinrichs , if you re-read what I wrote the lack of success had nothing to do with the market being up or down and yes, Brian has many great reviews here which was why I chose to hire him. 

Take a breath, reread this thread and treat people like you want to be treated not like they're there solely to rip you off.