@Alex Hal@Brian Cardwell makes an excellent point about the FICO hit. 

There was a BP podcast with Hal Elrod (I think thats how you spell it), to find it just search "bigger pockets podcast miracle morning".

Miracle Morning sounds like a life changing book and Hal's story was very inspiring.

I think i tackled most of the fundamental ones, Napoleon Hill, Stephan Covey, Hal Elrod. 

Then I heard BP podcast 157 with Hal Elrod and the miracle morning.

@Hal Thompson is referring to the Due on Sale clause, which is triggered a property's ownership is transferred to an entity or individual not named as a guarantee on the mortgage.This is governed by the Garn-St Germaine act.You can transfer the property into a living trust, which names your company as the beneficiary. 

Hal,The first thought that comes to my mind is the legality of the duplex.

Hal Elrod has incredible energy and many people that have tried the program have been seeing incredible success.

@Hal Thompson Unfortunately I do not.  

Until recently, I’ve been inconsistently looking at deals and learning about real estate until I listened to Podcast 157 with Hal Elrod a couple of weeks ago and have found his morning routine to be really energizing.