Brother 1 - has 20k car loan, 5k personal debt, 3k school debtBrother 2 - 10k cc debtMe - 32k student loans, 10k car debt 0 cc debt My question is should we use the money to pay off some of our debt or keep leveraging debt and get another multifamily.

Hotel points are amazing when you can redeem points for stays at aspirational properties that smart people like us would never use cash to stay at.I focus on teaching people to use airline miles and hotel points to reduce their travel expenses so they can use their cash to invest, pay down debt, or travel more & have better experiences.I recently spoke with @Mindy Jensen and @Scott Trench on the BiggerPockets Money Show Episode 27 where we talked about everything you need to do to get started in the world of travel rewards.

If that's the case and no damage, you simple have to goto the Enforcement office and file for garnishment.I haven't read the recent changes, but usually you can mail the debtors copy to their last known address.

Good idea.The context is the judgment debtor getting a new mortgage.Premise still good?

Also, if you can, get a second job or some kind of side hustle (legal of course, like cleaning common areas, cutting hair, cleaning homes, etc.) and use that money solely for paying of debt OR saving for a down-payment, making sure you put it in a high-yield savings account, so it can grow interest while it sits in there......no taking anything out of it. 

Your initial balance sheet should look something like thisAssetNote receivable - $10,000EquityDavid Hite - $10,000When you get the payments from the debtor - you will record a portion of the payment as payback of principal and a portion as interestCash - $100     Interest income - $10     Note Receivable - $90There can be an additional layer of complexity if you factor in the account "discount on note receivable" but the above is a good starting point.

Technically, the rules of civil procedure say I don't have to appear for oral hearing if the debtor didn't make an appearance, but most judges make us anyway, so that is additional JF fee. 

I do believe that if you show us a truly good deal, it won't be hard to get it funded, either as debt or equity financing.A "good deal" is pretty relative. 

Although that's like robbing Peter to pay Paul.It really comes down to what hurts worse - paying interest on debt or taxes on profit.

If you don’t move out after a year you’re still paying less per month and freeing up that cash to pay down debt or look for more investments.