Any tips or advice would be super helpful! 

I'm glad to be included on this platform with like minded interests.

@Daniel Vo, sent you a message but I am proof that you can start in your late 30's and figure this all out while still serving and setting yourself up to grow even more when you retire from the military.

There are plenty of ways to do this.  

What income streams do you have besides REI, or is this it?

Wishing you all the best as you take this journey.

Links to 2 properties in Nashville and 1 in Memphis using the same approximations. 

I'll check them out for sure. 

However, check for your prepayment penalty on your current dscr. 

@Tobi Isaacs this would be better answered by other investors in your market.