Always meet your borrower in person  do not do these deals over e mail and internet.2.

The problem I see fundamentally with so called guru promoters is that they share no risk with you.

@Sharon McCants - I lean toward the advice from @Jonathan Greene on your question.Years ago, I made the mistake of forgoing quality for quantity, which led to headaches and a fundamental change in the way our company operated and in the way I personally invested.

Quote from @Roli E.: Thanks  for the insight, they ended up adding an invoice to the escrow statement. 

., cost segregation studies), carrying forward 2024 losses, and accelerating deductible expenses to reduce taxable income.Shift to Passive Investments: If management has become burdensome, hire a property manager or transition equity into more passive assets like turnkey properties, syndications, or REITs to reduce workload while maintaining income potential.Expand or Reinvest: Use your equity to acquire new cash flow-positive properties in markets with strong fundamentals, focusing on diversification and long-term stability.By refinancing, selling underperformers, or paying down debt, you can improve liquidity and cash flow.

Point Breeze,..) from Passyunk Sq/E.

The focus of government policy (regardless of how local) should be on addressing fundamental friction.

Quote from @Scott E.: Quote from @Carlos Ptriawan: totally agree, key point is don't lose money by not having complete understanding of future risk.we're in the great collapse of CRE market and LP is destroyed because the passive investor is the dumb money, time is important but not to lose money is incredibly even more important , the total collapse in many commercial real estate sector is way beyond 2008 as it seems.Carlos, where are you seeing that "we're in the great collapse of the CRE market" ?

There are seasonal dips in income here on the barrier island of E Florida. 

Some lenders specialize in asset-based lending, considering rental income on Schedule E, especially if you have strong rental history.