Always give the lender a heads up.

You could use the BP calculator (5 times for free membership) or find some available online for free.The most important thing that is going to get you ahead: commit to do 1 thing at least every day that is going to get you closer to your goal of acquiring and creating wealth through real estate: read, analyze, go to open house....

HOA liens and IRA liens can be ahead of the first. 

275k- 6% selling costs about 10k- rehab at least 30k probably closer to 40 or 50- holding costs-195k if the offer ahead of you falls through=about $20k or less

And since I didn’t have to wait for other people to give me an answer, I actually moved ahead much faster than other members on the forum who need to be spoon fed the simplest topics of real estate that ca be taught to you with a few clicks on your keyboard.

However, if you succeed, you'll but much further ahead in five years than you might hope to be in fifteen years if you stick with the sure and steady. 

Even if you don't agree with my numbers and need to decrease the return by 5% it's STILL ahead of an index fund.As you can see from the link above, over 30 years I would see a 23.98% gain EACH year.

Go ahead and see if you can get them to pay using online methods.

I plan to buy from those suckers when they're out on their *** in a few years because they didn't plan ahead.

(Have to love getting in ahead of the path of progress.)Now that was a REALLY unique situation, and we hit big time on a neighborhood that was about 18 months from having a really big uptick in development.On that particular property, we have done a cash out refinance, and literally have none of our original money tied up in the property.