The point about whether there is an emerging middle class is important to me to, so thanks for making that distinction clear.

The key principal to keep in mind is that the tax-sheltered retirement funds are not for your benefit at the current time, and you need to keep all your investing very separate from personal affairs and at arm's length.The Solo 401k has a few distinct advantages over the IRA, assuming you qualify.  

But I'll bet a paycheck that they are in the distinct minority.Ultimately, there's really no reason to reinvent fair procedures when more substantial sums of money are involved.  

But I think the key to understanding if one's rapid appreciation is the fault of dumb luck or strong fundamentals is a very important distinction and requires an understanding of the economic forces at work.  

I decided to spend six months reading and researching as much possible on markets and strategies to determine the best way to get to my monthly goal given my income, cash on hand and credit score.After being on here for awhile, I've noticed distinct investor camps, the first I'll call long-term retirement investors.

However, I would argue a $650 a month tenant is a distinctively different type of tenant than the one $1100.  

Those are 2 distinctly different audiences & there are actually multiple subgroups to make matters even more complex.

IKEA cabinets, hinges, drawers and racks have a very distinct style. 

I think there should be a clear distinction between service animal and ESA for federal law.  

However, in my limited commercial experience, their is a clear distinction between a business and a residence, specifically, IF your lease terms and conditions are appropriate, and local law allows, eviction can start with simply chaining the doors shut.