Thank you all for the responses and the fairly comprehensive list!

@George Gammon, thanks for the comprehensive information provided.

Bluntly put - take a reading comprehension class for starters.

@Jonathon WeberTrying to follow along on your second example of household earning over the $315k threshold.We cross that threshold, and as of now our properties are all just jointly owned (in our names).

It wasn’t comprehensively covered in the BRRRR book.Thank you in advance 

Millennials want to own homes, but for the reason listed in the articles plus some other( boomers aging in place, changes to household formation times, ect) the timeline is delayed.

We used to use the simple 2 pages purchase / assignment contracts; However, when we talked to one of the RE Attorney in town, they said the purchase contract is not comprehensive enough and recommended us to use the TREC contract, which is WAY too complicated for us and probably confused and scared the seller also.

Modeled for 720 months (60 years)24.71% effective income tax rate (based on a $70,000 per year household income)Saving 30% of your income3% inflation rate3.25% yearly safe withdrawal rate (SWR)$4,083.33 target monthly income in retirement (in today's dollars)Summary of assumptions for the account in this scenario.

I like this move a lot.1) Housing costs similar, but now learning about landlording for 1st time and portion now going to principalNJ housing cost are brutal, they’re an detriment on building cash within a household for future investing Sadly, but goodly(?)

- Demographics, crime rate, median household income- Good school districts (isn’t that once you have found a good market?)