However, life has taken an adverse turn.

CRIME-FREE / DRUG-FREE:  You, a guest or other person under your control shall not engage in illegal activity on the Premises or near enough to adversely affect it or other residents.This includes:a.

Put yourself in the seller's shoes, I am sure that would light a fire under your a$$ if someone tried to pull that on you.With that being said, if you intend to actually pay with cash and then circumstances change where maybe financing makes better sense, you CAN change your financing in the middle of a transaction as long as it does not adversely affect the seller.

@Mark S.I am not adverse to risk, however I beleive it;s important that everyone know what risks they are taking.

I recently wrote an article about the FCRA and the Adverse Action Notice for my blog and thought I would share here

Thanks Bill Gulley  for chiming in.I'm still confused on how title and vesting would adversely affect one's ability to get financing.  

If you are risk adverse real estate, (especially out of state) is not for you.

I would be highly skeptical and risk adverse to buy something for more than the appraised value though. 

Is there any risk associated with this as far as adverse actions the VA or the lender can take? 

Additionally, the general population may only be aware of the most "popular" insurance companies (see: commercials), like, Allstate, State Farm, Nationwide, etc; however, there is a multitude of insurance companies out there; especially for rental types of policies and investment properties, because the Allstate's, State Farms, etc are much more risk adverse and prefer NOT to insure certain types of risks.