How can i find a mentor willing to work with me ?

If you build your investor network while working on wholesaling skills, when you find a real deal you can sell it for a profit.

Offer to buy them a few indoor portable heaters until you find a solution. 

If you only have a homeowners policy, and something happens like a fire or a guest gets injured, and the insurance company finds out you're renting out the house, you're in deep trouble. 

Which means that most people are kicking the can down the road only to find out later that it's turned into a 55 gallon drum.

Sure, it is saturated, but you just need to find the right deal.That said, I love the northeast! 

@Brandon Croucier is giving you solid info on finding an experienced and honest mortgage broker who can shop your exact scenario both ways, with the rehab and without and break down the benefits of each with all fees so you can see an apples to apples comparison. 

I am 19 yr old and am currently trying to find my first rental property and I am very eager to get started.

All you need is a 5% cash-on-cash return, which you can find in most markets. 5% of 4.6M = $230kSo it sounds like you can easily hit your goal.

I am completely new to the investing side and would love to find something to meet new people/learn as well as learn more about the city.