The following rules apply: HUD Home Store FAQs: Consumers and the General Public U.S.

I trust you are familiar with this Dodd-Frank Wall Street Reform and Consumer Protection ActJanuary 2014 1500 pages of new regulations around RE Financing.

Until the lessor transfers title to the merchandise to the consumer, the relationship of the parties to a rental-purchase agreement shall be that of a lessor and lessee and not that of a seller and buyer, and title to the merchandise shall remain vested with the lessor.

@Karen Margrave , on non consumer real estate purchases, i.e. real estate purchases for investment, the SAFE act as well as the Consumer Finance Protection Bureau rules and regulations are not applicable.The usury laws are enacted by each state.

Pretty much the same thing here, under the cloak of consumer protections.

Everyone is so awesome on here.A bit about me--I went to the University of Georgia and majored in Housing and Consumer Economics.

I use it to keep up with everything but it can be time consuming.

The federal agency, which was created under the Dodd-Frank Wall Street Reform and Consumer Protection Act, also seeks to have the companies “adhere to all federal consumers financial protection laws.”

If it were me, I'd pay off all my consumer debt and past-due balances.

Also Realtors® hate running comps and breaking down numbers its very time consuming. .