I almost can't even comprehend spenders and people who rack up debt.  

I've had windows replaced much more reasonably in a wooden structure but can't believe how expensive these bids have been for brick.Your designs look good and one month of turnaround makes me envious.

She racked up almost $1,000 in late fees and I gave her 3 notices to vacate before filing the eviction through the court.

You can only go on gut feeling once you have done a couple flips and have racked up some experience. 

I'm confident that I can execute, but convincing someone else to invest 100k or so into a deal for me is a bit nerve racking for them. 

“cabinet damage in the kitchen-Garbage disposal - sounds like something is stuck in there-Smoke detector missing-base board in hall damaged-Wooden floor lifted is hall way, dark spot near kitchen-damage behind bathroom door-base board and floor damage near bedroom door-paint damage in bathroom-bedroom closet door damageAlso, carpet cleaning.

If they're old wooden ones, replacing them could offer way more bang for your buck than a new boiler.

I am looking at multi-family options but really need someone who I can speak with and rack their brain/experience.

@Roy Means you should borrow as little as possible using HM as it is very expensive and interest racks up quick. make sure you only use this for deals you can get in and out very fast.

If so, are you paying rack rate?