I recommend using it and making tweaks as necessary.

We always charge the same for everyone per listing, but sometimes tweak the amount per listing depending on circumstances. 

But if you want the deal to work, then run the numbers and they don't work, if you go back and try to "tweak" here and there, you are probably starting to lie to yourself.  

Even in your new analysis you made yesterday by tweaking a few numbers you're only at a 6.88% return, and if you had another 100 bucks a month for capex, you're essentially breaking even at best.  

I sent out 2500 of these about a week and a half ago, thus far slightly over 4% They still need some tweaking but my mailing list could use some work too.

Stabilization stage (you got your number of properties, or almost, but still need to make some tweaks to make sure you run your portfolio efficiently): You can pay some of your worse loans (high interest rates, ballon payments, etc.), but keep som cash is hand since you may need it for repairs, vacancies as you look for better tenants, etc. 3.

I've created a spreadsheet that I've been tweaking over the past couple of years that I occasionally show people to demonstrate the difference between a conventional mortgage, a conventional mortgage while paying an extra $X, and a 1st position HELOC (replacing the mortgage).  

Most of the time I spend is "voluntary" - tweaking documents, researching re-fi options, talking with my contractors, etc.

Originally posted by @Tyler Pearson:Now, as most people on this site, I am an investor and want to invest in an intelligent manner so I don't end up a bafoon and underwater somehow.The pedant in me wants to tweak your nose about your spelling of the word "buffoon."

Or suggest ways to tweak your terms/ offer to increase your chances of getting accepted.