(I argue Downtown Detroit is underrated in the food category) 

Increasing bathrooms, refinishing whole house woodwork, updating all mechanical items, and adding those modern touches throughout.

If you deal is this strong, you should have no issues negotiating these items or getting the third party reports and going to another lender.

They provide housing, food, transportation, etc. 

@Edison ReisHomeowners are allowed to cultivate up to 4-plant, what Tenants are allowed to do will depend, to some degree, on what amendments / interpretation of the Residential Tenancies Act in your province.We updated our leases over a year ago to add cannabis to our prohibition on cultivation of any crops (food, tobacco, cannabis or commercial) within buildings.  

Landlord home owner insurance usually covers the property itself, not the tenant's belonging.The tenants need to have their own renter's insurance to cover loss of their items like personal clothing, electronics, furniture, etc.

FHA, VA, and Conventional mortgages each come with their own set of rules and requirements or the condition of items such as the roof, plumbing, appliances, peeling paint, floor coverings, etc.

If you enjoy going to the bank to make your deposits then you should continue to drive to the bank to make your deposits.I suspect most of the Tricks of the trade will be items to either save time or money. 

Major HOA items are roofs, exteriors, and foundations.

@Rhyna OrillanedaThat like asking Petco if they sell pet food.