Matt Katsaris think we are getting lost in translation.

If they care, this does not translate in wanting to pay more rent.

. - generated with the bank's money, translates into far greater potential for most people.

If the tenants do not speak English make sure you hire a third party interpreter to translate them for the tenant.

Higher returns translate to greater risk. 

@Robert Anderson -  Honestly, I haven't had enough experience with most of them to give you a professional opinion (personally, they are great people but that doesn't always translate to great business people) so you'd be better of asking others who have multiple rentals in Memphis - Especially other OOS investors.We had our first rental with Crestcore and they placed the best tenant with us, but we haven't had another rental in town so I can only share that experience.Let us know when you head back this way.

Equity doesn’t translate into making monthly interest payments....your equity is irrelevant to this.

I'll be talking to that seller as well (via my friend who will translate) and taking notes about the state of her home.Any of your 3 scenarios to acquire are sound.Just my 2 cents.

I am an active investor in the capital markets which I believe would translate well to the real estate market.

You are simply looking at ability to pay.White collar job, high income does not translate to trustworthy only measures ability to pay.