You just have to season the funds which means get it into a savings account 3 months prior to the purchase application.

Since you are a seasoned stock investor, then I'm sure you will agree with the following phrase: "Timing the market does not work, but, Time In the market makes all the difference in the world!

If you are looking to refinance with a rate and term or non-qm option you may be looking at around 6 month season.

I'd like to list ASAP so as not to miss peak summer season. 

One older I bought at an auction  and a new build.

The high season is May/June/July/Oct.  

I'd find a lender that can do deals with brand new companies and do not require seasoning, if you choose to go that route. 

Hey Sheila, We would screen everyone 18 and older so that would include the wife. 

As some other mentioned there are a good handful of questions to ask such as how they screen tenants, lease units, fee structure and try and ask for references on some of there older clients as well as newer ones as well.

Depending on strategy I would rank them as followsFix and Flip: VB (I would focus on higher end Flips with bigger returns), Chesapeake (mixed but most opportunity for higher end Flips), Norfolk (lower end and older homes to me = more headaches), Suffolk, Newport News.