When I received the updated loan packet from my lender, the fees now look like this:Updated Loan Cost Estimates (These are the numbers in the disclosure sheet I received yesterday in response to the updated contract)Loan Origination - $0Survey Fee - $325Title - Environmental Protection - $150Title - Escrow Fee - $695Title - FL Form 9 - $173Title - Gov't Surcharge for Nat'l & KEL Title $3Title - Lender's Title Insurance - $1,195Title - Title Examination - $250Title - Title Search - $195Total - $2,986I know it's possible for some fees to fluctuate during the closing process, but I am getting the impression that some of these fees are either junk fees which don't need to exist, or were known all along and not disclosed to make them seem like a more appealing option.  

The HRTC, in essence, transforms tax benefits into catalysts for preserving the past and creating vibrant spaces.On the environmental front, the Energy-Efficient Commercial Buildings Tax Deduction offers a compelling incentive for incorporating sustainable practices in real estate development.

While this strategy primarily aims at preserving environmentally sensitive land, it can also offer substantial tax incentives to real estate investors.

These tax credits can be a powerful tool for saving on your tax bill while contributing to important community or environmental initiatives.5.

DWQ, Army Corp or any other environmental requirements or permits. 

I have to clear it which could get expensive if there is environmental on the land.

If the MHP drinking water system meets the threshold to become a public water system but is off the radar of the States environmental agency then at some point usually by a customer complaint the environmental specialist would investigate and discover that the water system meets the threshold and it must be permitted as a public water system.

The cost of teardown and removal can be surprisingly high due to environmental issues like lead and asbestos.Edward also has a good point.

Is the purchase subject to due diligence including:1) environmental assessment. 2) review of financials including bank accounts3) independent appraisal 4) title report showing clear and marketable title. 5) interview of property manager. 6) financing.

What are the clauses I want to put in in case there is an environmental or other big issue that comes up while I am doing my due diligence ?