In the recent BP podcast EP 250, Grant Cardone responded to Brandon's fire round "1031 exchange" question with a cryptic response.

I also tend to stay away from properties with (rounds of bidding), (call for offers), (market pricing),etc.We generally go in and like to deal with sellers directly or listing brokers one on one.

There must be a rather attractive offer to round up $6MM.

That group has about 50 people that meet monthly at Palms Restaurant in PetalumaThere is another group - Santa Rosa Women Real Estate Investors  - we meet monthly at Round Table on Marlow in Santa RosaThere is a third group that I don't go to as often, but it is extremely educational and worth the drive to Corte Madera - Its called BAWBCheck them out and you might enjoy going to one or all meetingsCheryl

So, about a week and a half later, the listing agent told us that the INVESTOR (who apparently had to give final approval) was now saying that they could NOT accept $82K, and that they could accept $84K (since that was 80% of the listing price--I'm rounding off all numbers here btw), and that we had to agree to having no due diligence/inspection period. 

Big round numbers with lots of zeros beg to be countered.  

Ours was the shower valve connection behind the shower wall, the water seeped between the shower wall and behind the tub faucet area , and then and drained toward the toilet area, only when the shower head was used. it was hard to track .So might not be the toilet.. we thought that also was our first go round.. 

If so and the only difference between the two loans is the down payment and fee terms, I'd approach it like this:I have no idea what loan amount you're looking at but let's use $100,000 since it is a nice round number and helpful for easily calculating some numbers.With option 1, you pay 0% down but you are paying 2.75% in additional fees that you would not have with option 2.  

So now, my total out of pocket is around $36,500 (rounded).

Currently we are looking at 12k for a stairlift since it's a rounded staircase (only first 4 steps are in a straight line) vs anywhere between 10-25k for the bathroom depending on if we GC it ourselves.