And I am not talking about piercing the corporate viel either, I am talking about using the language in your operating agreement against you.

It goes without saying that upon formation of your entity by a pro, one should use all steps to stay by the book and not be negligent or allow situations for corporate veil piercings.As far as getting sued no matter what, that is true, but if you were to lose, but not have the veil pierced, all they could collect would be assets in that entity, whereas in contrast, if in your personal name and they win, they can go after your personal residence, your car, your bank account, and everything else you own personally.

To Your Wealth,Dino Pierce

I am writing to you from sunny Fort Pierce Fl and was curious if there were any locals investors from my heck of the woods on these forums.

Many, if not most who form LLCs have no clue as to the proper management required (I'm speaking of the DIYer's) the corporate veil can be pierced easily if you fail in your management duties, so don't rely on an entity to protect you, it is a secondary line of defense.

The trick in all lawsuits against a corporate entity is to pierce the corporate veil. 

Being that we are in Pierce County in Washington State, that saves us 10.1%

This is beyond the issue of piercing the corporate veil.Unfortunately, he did not have a good insurance agent.

Nevada courts are also more cautious in piercing the corporate veil, although this benefit might not accrue to you if you get sued in California for liability arising from your CA rental property.

Adding your name to the policy may or may not be an issue if a claimant is trying to pierce the veil of the LLC to get at your assets.