The politics, tax philosophy, and lack of suitable demographic will continue to doom the city.Of course it's just my opinion; I could be wrong.

So when I found out my current BIC was involved heavily with the local Realtor Association, his church and several local charitible organizations AND I had already heard good things about him from other agents- I jumped without hesitation.Also discuss the BIC'c business philosophy- some BIC say never cut the commission to make the deal happen- my current broker said " we are the deal makers" and it has been true-a smaller check is better than no check at all, plus your client will know you did it and the referrals will roll in.You need to be sure of where you go, YOU DO NOT want to change unless absolutely necessary.

www.newamericancentury.org is the Neocon website which will explain what all of this is about ifyou go into the site and philosophy and people involved.

My overriding investing philosophy is to take what the market gives.

@Darius Ogloza I agree that on a $100k loan the difference isn’t much, but once you apply this philosophy to larger loans the difference can be significant.

Unfortunately, the coastal states are all pushing the same philosophies and regulations, which will continue making the matters worse, not better.

I adopt the philosophy that Some things are best left unsaid .

I'm a follower of the Rich Dad Poor Dad philosophy of multiple entities and lots of insurance.It makes me cringe when I hear of people owning ANY property in their personal name!

I've been in it for 2 years now, and the main thing that attracted me was the philosophy of the community, how everyone JV's and helps each other. 

(Occasionally, I won't accept them if the message seems to indicate I do not share the philosophies of the requester (or their posts do) but I always, at least, respond to the message.)