This can leave you to exposed and if you get a "buyer" who doesn't close you damage your brand with the seller.

I have no debt other than student loans but unfortunately they have damaged my credit which I am trying to repair.

To set the stage, here are a few key points:Property:2 story townhouse2 bed / 2.5 bathMostly carpet18 month old (yep, its brand new)Situation:Nobody was hurt to my understandingTenant did not have rental insurance even though it was required in the lease per my property managerTenant admitted, in writing, they caused the fire.Kitchen fire that burned the kitchen completely and I have smoke damage throughout. 

Kitchen and appliances has damage.

Never, ever. ever dress better or drive better than your tenants anywhere they or their friends might see you.

The harmed party can sue for damages.  

However, if they wanted to justify it, I'm sure the justification is that renters cause more problems than owners; renters tend to live then shorter periods of time and there are expenses when someone moves in/out such as extra trash pick-ups, programming them into an entry system, cleaning costs as the move in/out can be messy around the building, light damage to the building, scheduling of the freight elevator, cost of providing additional notices as now the tenant and owner need to receive copies, etc.

- If we both don't sell, and we suffer water damage, it would be costly to pursue for damages, and doubtful that we'd get anything <-- neighbor's opinion.I'm looking for some advice or direction on where to go from here?

(Toilets are a big one)- Deteriorating paint (lead is extremely common in cities like Rochester)- Breakers, furnace filter(s), water heater(s)- Damaged/broken stepsI think it is a little ridiculous to go around and nitpick with a checklist, but we do check for issues that would cost us money down the road, or are safety issues for our tenants (and properties).

Have you sent them the required notice regarding the damages?