Let it crash and the HYSA & Tbill holders can scoop up after tapping some reserves to survive.

One said I can go direct to the underwriter to get a deal from them regarding the mortgage, since the servicer will not negotiate the payoff (150k+ interest and fees alone) and I don't have the note holders consent to do a proper Subject To deal.

My family is in the initial stages of a move to Japan and  applying for a business manager visa.

3871 Holders Grove Rd, Cosby, TN, 37722, USA (auction.com)A few thoughts.  

My only concern is that I am under a work visa, which can be renewed, however I am not sure if for the lender that would represent a risk to have a loan for let's say 30 years.  

Quote from @Denise Holder: Hello,I am selling a cabin in the Allegheny mountains.

Jay, the holder of the second would be a defendant in the first mortgage foreclosure action.

While debt holders expect repayment of principal and interest rather than profits, the interest received can be seen as a form of profit derived from the issuer's efforts.

I've been a small time buy and holder investor for about 10-years and am now looking to supercharge this to build both a legacy for my kids one day, as well as a path to exit my W2 job.

Just know that if there is a Due on Sale clause in the mortgage (99.9% of loans will have them), the note holder could theoretically call the loan due.