Point is whatever overall monthly payment you are making on the house increases over time. 

Rate shop .

With no credit score the interest rate would be based on the lowest credit bucket.

But SFH are already seeing renewals at 2%-4% and release rates up at least 5% YoY...that number is even higher on some luxury ($3k+/m rent) homes as those are harder to find.The rest is entirely speculative.

Hey BP community, I’m looking into a potential flip in New York, and would love some insight from experienced investors. I'm looking to use a Fannie Mae Renovation Loan. The property is a single family home that is on...

It's running a business NOT renting a house.  

@Heather Bailey When house hacking with a separate rental unit, ensure proper insurance by obtaining landlord or short-term rental coverage tailored for Airbnb activities, in addition to your primary residence policy.

Hello Jon, Renting a 3500sqft house comes with a few challenges.

You are missing my point on taxes.Scenario 1:  Your partner buys the house at the same time you put your cash in.  

Your specific variable expense assumptions are wrong, BUT you stumbled into them being correct overall.Also, you are approaching this correctly - entering in the numbers to generate a purchase price that meets your metrics:)