Totally understand the struggle of gathering insurance quotes - BP makes it easy for you! 

The solution could be a creative financing solution such as a total or partial private note, an assumption of the note or LLC, a speciality or local lender, or any combination thereof. 

Total system abusers.

The nephew, who had been living there, was livid and started yelling at us to leave.

Unfortunately, it's now going to get more complicated:(There are two types of approaches PMCs use to bill for maintenance:1) In-house ServiceTechs on the payroll, so owners are billed for their time by the hour.While the labor charges above are useful, they don't cover the true costs a PMC incurs, like:- Payroll costs for FICA, Social Security, Medicare, etc. that typically add 25-40% to the hourly rate- Medical insurance costs for the worker- Payroll processing costs to handle all of the above- Liability insurance costs in case worker damages something or injures someone- Workman's Compensation insurance- Costs of vehicles and tools- and more...Typically the management contract will disclose the total hourly rate an owner will be charged.

We will be almost doubling our portfolio next month (81 doors total).

Happy to share resources or insights that might help as you get started!

I can get $7000 rental income per month total.

Unless the item is a total fabrication.  

Starting locally vs. out of state:I always recommend starting locally if it aligns with your goals.