If you are also living below your means, saving, and reinvesting after tax dollars you can get the ball rolling faster.Nothing ruins an investing career faster than a surprise $20,000 CapEx bill to a new investor who has $2,000 in the bank and just spent every penny they have on a high risk property. 

Eleven players on each side of the ball, we've done the math, it's an average of $477,272 / year / starting player.

You are correct it’s a state by state thing but most states it is allowed - it also matters if it’s a primary or investmentFor example I believe Arizona you cannot get a deficiency after sale on Owner occupied but can on investment and in Texas I don’t believe you can attach to the home.Btw this is not something I typically do - but if the borrower is not going to play ball, then that’s different

I’m now battling a civil lawsuit (that I wasn’t informed about) thanks to Home 365 dropping the ball on a tenant issue and they’re not helping.

Good PM's have to defend themselves on the daily because goof ball owners have no clue of what they are doing, look at the lowest price, and pick terrible PM's. 

The waves are getting bigger, the temperatures are getting hotter.

Cornhole board games, Horse shoes, Volley Ball net or Basketball net, Non expensive poker table with cars and chips, board games, Playstation or Nintendo for the teens, even spend a little extra for a full size stand up arcade game.You would be surprised the extra stars and kind words a few family nights of fun can make memories and people wanting to come back!

Let's turn this crystal ball a little bit, and look at OWC from another angle.

Do you have a set temperature limit?

The lake was nice at Stillwater - we would ride snowmobiles on it when it would freeze solid - and Pocono Farms had a golf course that we would hunt golf balls on - but a lot of the houses were in sad states of disrepair, which is why we lived there - they were cheap.