We were surprised that Kiavi never thought to call the vendor of their software, or a database technician, to fix this.We provided the requested copy of our LLC articles of organization.

The overall LTV (including all 3 mortgages) will be key and your selling point will need to be that the 2nd mortgage ($8k) will burn off in 2.5 years (based on your surprise that it was even out there, I'd recommend that you follow up in 2.5 years and ensure that it's been satisified, so that it doesn't surprise you again in the future).Does the $8k grant vest over the 5 years? 

For this reason, I find it surprising that you would question my knowledge of the region without knowing me.

Surprising you can get a heloc on an investment property - those are tough.

That’s okay, just accept the risk of a “surprise”. 

We were surprised that Kiavi never thought to call the vendor of their software, or a database technician, to fix this.We provided the requested copy of our LLC articles of organization.

In my Longmont flip, we made sure to account for worst-case scenarios upfront so there were no surprises later.

I am also surprised that a couple could have credit scores 100 points apart. 

Considering the rates I am being quoted, I am a little surprised more investors arent talking about this.

The refund policy you spoke about was surprising.