From the single-member LLC, i pay myself 100k last year to max out on the solo 401k contribution, while still having a W-2 as an engineer as my main job.my main job pays me 170k/year (Google)my single-member LLC rental pays me 100k/year (as S-corp structure)my question is regards to the payroll tax, i know I already max-ed out on the payroll tax on the employee side, any additional payroll side as employee will be refunded in my tax return, how about the employer side.

Mine was an MBA, CPA, CFA, and holds multiple other profession accounting designations that are more sophisticated than a CPA.

I don't do too many loans with BoA, it's mostly banking, payroll, SB services, etc.

Sydicators have popped up like weeds the past few years and not all of them are very sophisticated, some are downright malicious.

Note one of the syndications I am an LP uses this strategy and a very friendly local ADU law as their sophisticated value add.  

Over the years I've built up a decent list of syndication sponsors who will take capital from a sophisticated investor like myself, particularly via  506(b) raise.

Your "builder keeps his subs on the payroll all the time and they never work for anyone else," nope, who would sit around and not get paid if you are skilled? 

PM wise have two on your payroll, ideally 1 per 4-5 houses no more for them. 

We use quickbooks online to track our time, payroll, and income and expense tracking. 

Covered California super sucks, private insurance is extremely expensive & CA fines you at end of year for any lapse in coverage.Employees have no idea how lucky they are, especially here in CA.My workers comp and payroll taxes are almost 18%!