Yes, it's secured and if you have to foreclose you can sell and recoup at least some of your investment.

What are the best methods to independently verify zoning and land use data to ensure compliance with local regulations?

Depending on how the water is getting in, there may be cheaper methods for sealing the basement walls from inside.Keep shopping until you find someone trustworthy with solutions.I would also consider going after the first contractor because they robbed you.

I would look FAR AND WIDE for someone to do an investment property HELOC -OR- go to a bunch of banks and CUs (including who you bank with now) to find someone to provide an unsecured (or secured if you have other collateral) LOC to get rid of the high int debt.

Traditional deals often don’t excite investors—offering $200/month in cash flow isn’t very compelling.But with co-living, you can offer 5X the returns, making it much easier to secure funding.Now, instead of asking an investor to put up a 20% down payment for $200/month cash flow, you can pitch them a 5% down investment yielding $1,000+/month—a much more attractive deal.Why Co-Living is the FutureCo-living isn’t just another strategy—it’s a high-demand, high-cash-flow, lower-risk investment model that aligns with today’s rental market trends.

Some have used this method to obtain 100% financing.

Probably going to be a check.Smart contractors are starting to understand that convenience matters to customers and being able to take different methods of payment can help them collect their money.

If you are open to non-traditional methods of financing, you could use a debt service loan to bypass that requirement.

My method has always been to call every listing that hit 90 days on market in areas that I want to buy.

Renter's Insurance is a cheap date for the tenant; it protects their security deposit and assets.