I also understand the importance of sacrificing.

I am looking to do something similar to yours but want to handle only B-B+ properties, sacrificing bit of Cash flow. 

In order to do this, I am sacrificing a bit of the monthly income.From the INVESTOR's perspective, they get a great rate of return and a possible upside if prices increase significantly.

As far as doing it yourself or with cheaper companies,  there are always cheaper versions of anything, but you may have sacrificed the amount of funding obtained, the length of the 0% interest period, possibly risked having the lines report to your personal credit profile instead of your business etc. 

For those with a smaller portfolio, I would recommend sacrificing some capital gains, for a little more cash flow.As other posters have said, sometimes the long term numbers don't work. 

@Lee R.Thanks man, it takes a lot of sacrificing, tough skin, and some luck.

As a Mom of two, I know how you are feeling (with working, not working, sacrificing, wanting to make money, etc.).

So buying a house and using the extra money will only slow down the debt accumulation while adding more debt to your situation then paying the 10k and maybe putting it right back on the credit card for the next 4-6 months.IMHO and im not a lawyer or anything but i have been in situations like this before when i was younger, take care of your credit card debt ASAP, its what will ultimately screw you out of being truly free. i was single no kids at the time so i basically sacrificed everything but work and just lived like i was in college for a year.

Is it worth sacrificing a little?

So, generate income to repay them rather then sacrificing a lump-sum profit.