The other watchout is if you lose your job you are required to pay the money back quickly, like 30-90 days with most 401K's or the loan gets converted to a withdrawal that comes with tax implications and penalties. 

Multifamily properties provide higher rental income and lower vacancy risk, but they require higher upfront costs and more management.

If you plan to invest in multiple states or require advanced asset protection, consult a CPA or attorney to explore options like a holding company structure.

Aside from the 0 money down, even FHA requires 3.50% down, everything sounds like you're on the right track.

(Just giving an example of MF in a rural idea setting, not all programs require all tenants to work on a farm).

If local sales support the new value then you should not have to deal with the seasoning requirement.

@Michelle Hardy recommend you compare projections for:1) Current rent-by-room2) LTR2) MTR4) STRRank them by revenue, expenses and how much time each will require from YOU.Find the balance that works for you!

Your interest rate, on a fixed rate loan, should remain unchanged and your mortgage should not be called due.However you should still confirm that this is the case with your lender (and read your mortgage commitment) out of an abundance of caution and because some loans and programs do require a longer seasoning period.

It also has a dashboard where you can see how far along you are with meeting the 750 hours requirement with at least 500 hours in material participation and 250 hours in general participation.

The only thing the bank required is that I had a checking account with direct deposit setup into their account.