@Mindy Jensen I was looking for a thin sheet of wood to put over it .its about 1/4 inch, and the gap from the real wood to the particle board has a bit of a gap, not much but its there...I didn't know the board had a name...would (pun lol) it be near the plywood?

(pun intended lol)

Pardon the pun Ali lolI don't know the precious metals market but it seems like there is a lot of hype about gold these days.

I guess there’s more than one way to skin a cat (no pun intended PETA)

Thanks for the clarification, guys.So, on that note (pun intended), how much more capital intensive are commercial notes versus residential notes?

I'm curious about comparing notes (no pun intended) against SFR (or small MFR) as investment vehicle. 

Purchase$135,000.00Rent$1,400.00Mortgage$579.77Interest Rate5.00%Taxes $182.92Downpayment$27,000.00Insurance$66.67Closing costs$6,750.00Vancy (7%)$98.00Total Downpay$33,750.00Repairs/capex (10%)$140.00Prop Mg (10%)$140.00Total expenses$627.58Income w/o Mortgage$772.42Income w/ Mortgage$192.65Cap Rate6.87%COC6.85%50% rule$120.23Any advice is appreciated (no pun intended) :)

I smell a pot focused podcast @Joshua Dorkin(pun intended)

On a related note, (no pun intended)...1) Is there an approach the note holder can take to sell on the market?

I am confident with BP in your back pocket, pun intended, you can buy a better deal than I could have only dreamed of at 23.