For investors looking for capital preservation, Class A may be the right investment.

Note my investment strategy is first and foremost capital preservation.

Just make sure that your balance is high enough to preserve equity should the market drop.

If you ask any HNW individual they are never about multiplying returns - they are concerned with preservation of capital first and foremost. 

Understanding and taking advantage of the variety of tax credits boosts the return on your property and allows you to be part of the move to conserve our nation’s historic treasures.When rehabilitating or investing in the rehabilitation of an eligible historic or non-historic building, you may be able to take advantage of one or both of the historic tax credits: 1) Historic Tax Incentives and 2) Historic Preservation Tax CreditsYou can receive a federal income tax credit equal to 20% of the costs associated with rehabilitating the building.

I like to preserve my karma and grow my business. 

Wealth preservation?

I figure if I went with the unsecure loan I can purchase under that minimum loan amount that the HML requires (preserving my 30k in capital vs using it as a down payment).

Any other surprises such as higher tax rates, preservation requirements, flood insurance, etc?

I'm going to sand and paint the current kitchen cabinets because they are in great shape and could save a lot on my budget by preserving the current ones.