Thanks for the response! 

And the owner is very responsive to questions or issues (emailed him at night and received a reply within a few hours).  

.:  Best detailed response I have received.

Many banks limit personal loan amounts.

Hmm, the title company said they couldn't determine the amount, only that there was an agreement to the terms of another agreement... like a notice for hoa responsibility tells you they're responsible but not how much is owed.

For longer stays, you can set expectations in your listing by clarifying that guests are responsible for restocking once the provided items are used up.

The property is insured on your behalf, personally. 

We negotiated a deal with the owner for 20% Equity, we are responsible for infilling the community as well as property management (which we also get paid separately for).

Unsure about STR regulations in Charleston but I would advise you to search "arbitrage" on this forum and read up on the hundreds of pros and cons responses here before diving in to any market using the arbitrage model.

I read Pamela's response in January 2025!