@Alvin Ng, the first problem is you live in CA. 

After a 30% tax credit and financing (3.99%) we were able to get a 25 year Sunpower 7.1kw system installed with a monthly payment less than our average electric bill($196 pmt vs $197 non-solar)With NEM we'll be able to bank the surplus and use it throughout the year, which will especially be important for the higher rate during time of use (TOU) of 3-8 pm that PG&E charges.

@Patrick Ng - I see, ok then you should not have an issue. 

When we rehabbed it we went with NG forced air HVAC to eliminate the old system & having to trace pipes in walls/ceilings.We have also found the older thin metal p-traps frozen so we drain or rip them out.Our problem here is water meters freezing & that's a major issue if they burst.However, we currently have a SFH 'winterized' but we do have the heat on (55deg) & our last NG bill was $55.96 & that's cheap insurance !!!! 

@Mike Nguyen  @Rich Ng is correct  its your job as the buyer to CYOAF. 

This is a no equity deal, I would do a lease option assignment and get some training from the K I N G of lease options in TX, @John Jackson who I trained in lease option assignments in 2001, and hes done only 450 lease option assignments or more.Just dont make fun of how he looks or talks, hes a little goofy...

Almost all his savings were wiped out.This included money for his family, two schoolgoing children and holiday plans.Mr Kenneth Ng, 43, never imagined himself to be a real estate investor, but after listening to a speaker at a property seminar, he invested almost all of his $80,000 savings.The supply chain executive, who earns $8,000 a month, bought a "fixer-upper" in the US city of Memphis for US$55,000 (S$74,500).A fixer-upper is real estate slang for a property that needs maintenance work, such as redecoration, reconstruction or redesign, before it can be lived in.That was in 2013.Mr Ng never got the promised returns.The property guru who made the sales pitch?

It’s almost done now and I’m leaning toward just getting a Loc on the property instead of a cash out finance loan with the way rates are going and if they drop back into the fours refi-ng.

As I'm finder Ng out, development education is hard to come by, even here in BP.

Hey @Shulammite Ng!