In this IDEAL situation the savings is minimal.  

Quote from @Rajagopalarao Paidi: Is there anyway to minimize or avoid agent costs, I don't have much scope for profit if I pay agent costs, what options typically one has Do it FSBO if you want to save them and then hire a TC or company to do the work...

With the newer 5% down conventional loan for owner-occupied multifamily option, I generally advise people to start analyzing from there if they want to house hack a multifamily with minimal down.  

Partner Driven saw a fantastic opportunity to leverage the property’s market-ready condition, allowing for a swift and profitable transaction with minimal investment or risk.

This approach will help minimize the potential financial risks associated with renovations and working with contractors.

. - Note: the insurance company's adjustor will try to minimize your claim amount.

., early retirement, maximizing cash flow, minimizing debt)?

This is a minimal request (in my opinion, especially if you're paying a premium) and takes no time to do. 

Does not include upkeep which is minimal after year 3.  

That would be minimal and temporary.