Although there are safeguards that can, and should be set up, this merely modifies the risks, it doesn’t eliminate them.  

This is why it is important to make sure your day to day operations are run properly and every vendor who performs work at your property and /or on behalf of you is properly insured and you are added as additional insured under their policy (not merely a certificate holder). 

This is merely a general outline indicating that while multi-family homes (MFH) may seem promising on paper, their practicality might not always match up to expectations.1.)

I'm merely trying to lighten the mood of this thread. :-)

Or do you mean paying off the DSCR with the mere act of refinancing? 

Apparently there were two sisters that sold it to him and only one signed but she had a letter stating she was power of attorney for the other sister but apparently that doesn’t hold up (I don’t know why) and Yes I didn’t do a title search when I brought the property from my father 🤦🏽‍♀️. so for the pass 15 to 20 years ( I think) this womans name has been on the tittle At this point idk what to do I have looked for her called siblings turn in paperwork stating her sibling was power of attorney and nothing has budge I own my house free and clear and it could help jump start my real estate career.. please if you have advice I would appreciate it P.S ALL ADVICE RECEIVED TO ME WILL NOT BE LEGAL ADVICE BUT MERELY SUGGESTIONS OF THAT PERSONS EXPERIENCE.

Viewing this as a mere failure could lead them to give up prematurely.

Merely my personal opinion, no.

Lastly, if there is imputed equity, some lenders will give you credit for this but usually requires a story, and not merely being purchased well.

Steadily operates an agency but they're mainly an MGA writing their own product.We work with that product and like it.However, I believe it's better to work with an agency that is totally independent and especially one where a knowledgeable agent isn't going to "mistakenly" write a worthless policy and leave it up to the policy holder to catch it after the fact.