it seems that Airdna is basing their calculations off the other STRs in the area which are mostly low level properties and not lake side. 

They just came out with a BabyBox, even smaller one that circumvents state housing lows and falls in as an RV.

In moderate- or low-resource areas, developers also need to hold a public meeting within 45 days to gather feedback.

Air DNA seems to indicate a low rate but I feel like the 108 corridor is exceptionally vibrant on the weekends.

Higher interest rates on conventional loans may result, as the government backing currently helps keep rates low.

Low risk property. 

That seem like a very low for a furnished rental.   

If you low-balled them, you have to be careful doing that when asking for seller financing.

I am open to it- but unfortunately, I am not looking to move until another 2-3 years- my partner and I rent an apartment on IOP and we love the location and the cost is actually incredibly low which is great.

Let brokerage grow, tenants pay down mortgage, and save up for another property organically (Cons - slow growth, waisting equity// Pros - low risk)2) Cash out the $300k brokerage account, pay off the townhouse, start cash-flowing $2,400/mo, and save up for new investment or 1031 into multi family(Cons - cap gains tax on cash out, high Oregon income tax penalty, hard to find deals being $2,400 monthly cash flow) // Pros- cash flow, increased leverage into large investment)3) Cash out $300k brokerage and put into separate Multi Fam property, hoping for $2,400/mo+ cash flow, keep townhouse rented as is (Cons - cap gains tax on cash out, not utilizing equity PROs - increase portfolio value, higher upside with value add or rent increase on new units?)