As to your point about confusion in the future, it's our policy to leave the conversation and thread open and available for anyone to read, they can gather all of the information and make an informed decision for themselves based on ALL the information provided.

They’ll coach you right into it being your own business that allows you to leave your W2, if that’s your goal.  

Managing properties remotely can be stressful, and the right property management team should never leave you feeling in the dark.When interviewing potential PMs, don’t just ask about the services they offer—dig deeper into how they actually carry out key tasks.

Here are some thoughts on your choices:401k Loan: This can be a good option since you're borrowing from yourself, but it comes with repayment risk, especially if you leave your job.

My biggest aim is to ensure that my long-term success aligns with whoever I invest with's long-term success instead of making their money on the upfront sale and leaving me on my own. 

For example, I will tell them they must be out within 30 days, but they can leave at any time during that 30 days without just one week of notice.If they reject my offer, then I start to ramp up the leverage.

-The right “how” will attract the right “who” and discourage and weed out the wrong “who”.Me and my property management team developed the a 40-Point Complete Household System to not leave the “how” to chance.

In my case, I had small bedrooms in a small house and took out the small closets to each of the bedrooms because I needed that space to create a larger bathroom, utility room, and create a hall closet that before did not exist, leaving both bedrooms without a traditional "closet".

Leaving someone a 401k or an IRA is a horrible burden.

So, we now find most areas where the cost of PM leaves but the general real estate passive investment ROI for the investor hiring property management.