Many are self proclaimed coaches but only have done SF and not MF and for instance, do not have network of off-market MF deals nor know any wholesalers.

For instance, I suspect vacancy might be a little higher based on the train tracks running directly behind the condo.

There are DSCR lenders that allow for Negative debt service, and in some instances no ratio.

Therefore, there can be instances where your federal AGI is higher than your GA AGI due to the add-backs.Best of luck

For instance I see "net income" and I don't know if that what the tenant paid or that's what I'm receiving after the property management fee.

I do think in this instance, a better resolution is to negotiate an extension with your current hard money lender, and get your credit to at least a 700+ for better terms.

Most hard money lenders have one, even though in some instances it may not be required.

Don I agree, mostly due to #4 - that they are self-serving in most instances.

Probably the same companies who are peddling Wyoming LLC’s as an asset protection strategy….Just to be clear, there are instances where an intermediary management type LLC can provide protection but this and all other similar posts I read in BP are nowhere close to a fact pattern where that would exist.

For instance, it may look like paying the $700 difference of renting your current property plus whatever your portion of the house hack would be (hopefully a significant amount less) and being similar to what you pay now or maybe a bit less depending on what you get for the house hack.