Let’s say he puts 25% down (150k) and parks the remaining 50k “emergency” in HYSA earning a few percent net of tax on traditional.Just take (450k * 6.5%) - (50k * 3%) and compare it to 400k * 8.5% (scenario AIO). 

Educate Yourself ContinuouslyMarkets change, financing options evolve, and new regulations emerge.

What are some of the emerging neighborhoods or trends you’re seeing in these areas?

Your budget should deal with preventative or regular maintenance and emergency repairs.

It's a job, not an investment.Real wealth is built by holding property for a long time.If you save $6,000 a month, that's over $60,000 available to invest in one year, with a little held in reserve for emergency maintenance issues.

@Noah Bacon and @Mindy Jensen - can we figure out what this guy was doing on BiggerPockets and see if any patterns emerged that will allow us to flag if a future bad actor is attempting to do this kind of crap on our platform? 

I’ve been saving that extra income for future property expenses or emergencies, so I don’t have to dip into my personal funds.I also earn around $130-150K annually from my sales job, though sometimes I feel anxious about whether I deserve this income or worry about losing my job.

Multiple issues emerged the entire renovation period. 

Build a strong financial foundation by aiming for a credit score of 700+ and saving for down payments, closing costs, and an emergency fund.

Pritzker's push for Illinois to lead in emerging technology, this campus could revitalize both the economy and surrounding neighborhoods.