I seem to remember that I didn't even have a business card until then either.You are VERY late to the game to be making these decisions. 

Did you pay with a credit card?  

However it is important to remember to make sure you have a plan to pay that loan down and not allow that credit card debt to climb back up.

Transitioning to Business Credit CardsOnce your business credit profile is established, apply for business credit cards.

I’ve gone back and forth on doing grocery cards, gas cards, or restaurant cards and feel the discount just works better for me.

We got a small drop last month but nothing worth bragging about.I was thinking of doing a refi with dropping rates but doesnt seem like thats in cards currently...Thank you The bond market happened.

My wife and I use something we call the "One card" that we learned from another Memphis area investor.

But your merchant will charge a fee for debit card transactions too.Bitcoin transaction fee are minimal.My comments:My credit card do not charge me any transactions fee.

🤑🤑🤑As for materials, we get the sub to call us at Home Depot and we use the company card to pay for it.

If you want a second opinion check credit karma, ask your credit card or your bank.