As you need to be a licensed foreclosure consultant to buy pre foreclosure properties. 

I have only had an initial consultation with a Norada Real Estate Investments consultant and have not moved forward with actually purchasing a property.

They do consult with the "money person" but they don't technically have to.

I'd research Lease-Option and Seller Financing to get a better understanding.I may also consult a different realtor that's local to your market to see how to get this home off your books

It looks to be heavily treed.Have you thought about having a timber consultant tell you if theres any value in having someone come in and cut down the timber? 

Consult a good real estate attorney.

Consult a tax advisor to optimize the use of passive losses and explore potential benefits from selling stocks.This post does not create a CPA-Client relationship.

Be sure to work with an agent or broker who understands your local market, and consult with a professional who understands all applicable tenants-rights laws related to your transaction.

And when I was doing aheroshome.org and doing 1 hour consultations to BP members for a donation to our Charity..

Here are my thoughts about your decision to refinance.Process:Understand your current loan terms.Check your credit score.Compare offers from different lenders.Get your property appraised.Submit your application and go through closing.Considerations:Current interest rates vs. your existing rate.Amount of equity built in one year.Closing costs and fees.Your long-term financial goals.It's a complex decision, so consulting a financial advisor or mortgage specialist might be helpful.