It doesn’t sound like refinancing nowadays dried up like 2008-2010, but man I remember how bad banking was those days!

Quote from @Carlos Ptriawan: i'm exiting wisconsin market nowadays, it has been a great journey :----)Why, and what areas in WI were you in? 

Coming to you from the picturesque landscapes of Grass Valley, CA, just a stone's throw away from the vibrant heart of Sacramento.As a fresh face in the realm of real estate, I'm buzzing with excitement to soak up every ounce of knowledge and opportunity this field has to offer.

That's a lot of extra change to come up with every month for most people nowadays.

That’s an interesting area for sure, I will be back in the summer to explore a bit more and I will give you a buzz.

Nowadays, I call a buyer to see if they are interested, text or email them a PDF of the deal, and give them 24 hours to respond.

Nowadays if I buy a property for STR I would still want the property to cashflow well if the STR doesn't turn out to be a good option on that property, or I'd want it to be priced low enough that I could turn it around for a profit.In other words, I would put your effort into finding a good deal.

I'm adding one to my garage now and they have become pretty inexpensive nowadays ($850 for 1000 SF)

Especially nowadays with the cost of capital so high it makes even more sense to cause you're getting 4-5% to hold it, and not having to loan it at 10% when you're stuck. 

Nowadays, if people see their rent dipped $50/mo year over year it's time to panic.