Being able to retire "anytime" is a monthly burn question and the timing on that burn.

My burning question- What do your operating costs consist of here?

As so many local landlords get burned by market rate renters.. they then go to section 8.. or whatever other Jackson housing authority subsidy. leases are for one year.. so you have your inspections every year and wear and tear is an issue. 

Quote from @Lee Burns: Oops, I totally forgot to add that. 

Reading this list I begin to realize why most burn out and thus not retiring from a successful career as an Agent. 

Is there a way to pass along the cost to tenants who have chronic problems with causing smoke by burning their food etc.?

Locally, I know an investor that runs a crazy profitable trailer park where he is probably pulling in a 20%+ annual return on his investment - but he has to self-manage because no one will touch it, collects rent and deals with evictions armed, and has several "overseers" living for free on site to make sure no one burns the park down.

Our SRPD has no section in it which specifically asks if the seller has knowledge there was past fire damage (unlike for mold) to the property, however, the buyer's inspection revealed burned wood that had been sprayed in the attic.

They say I've got a "credit", which I'll never use now because they burned me.

My gut is already too fat, so I hate to heap more responsibility on it.