Increased down payment amounts can lead to decreased monthly expenditures and even positive cash flow, particularly if the majority of the mortgage payment is covered by rental revenue from the other property or units.Market circumstances: Assess the Dallas/Fort Worth area's real estate market circumstances as of right now.

NOI is a before-tax figure, appearing on a property's income and cash flow statement, that excludes principal and interest payments on loans, capital expenditures, depreciation, and amortization.Maybe just ignore advice from people that don’t have access to Google.

I wanted to create a checklist of potential major problems to look out for when considering older properties (pre-1960 build), especially regarding deferred capital expenditures. 

Prior to 2008, the market was saturated with “no money down” schemes that required little-to-no capital expenditures from the borrower.

However, when you are calculating your expenses, don't forget to factor in estimates for maintenance, capital expenditures, and vacancies.

(WSFA) - The numbers are in and Montgomery is seeing major growth when it come to tourism with travel expenditures near $1 billion.The Equal Justice Initiative’s Memorial and Museum is one of he big reasons so many people are visiting the Capital City.

What if this rental rests on an Indian burial ground and the ghosts come out and slay my tenants...then for good measure poke holes in my plumbing while they're at it!"

Even with access to the best data and risk modeling tools, trying to determine the projected amount of maintenance or capital expenditures proved to be very challenging.

When you add the real loss in value to the requirement for substantial cap ex to maintain the old typically under-improved and weather-beaten housing stock, nothing short of an economic miracle is going to generate sufficient "cash flow" over 5 to 10 years to offset these real losses/expenditures.   

 16 terms you need to know in commercial real estate:1.Internal Rate of Return (IRR): A metric used to estimate the annualized return on an investment based on the timing and magnitude of cash flows.2.Cash-on-Cash Return: The annual income generated by a property expressed as a percentage of the initial cash investment.3.Discount Rate: The rate used to discount future cash flows to their present value in financial models; often represents the required rate of return.4.Capital Expenditures (CapEx): The funds set aside for property improvements, renovations, or major repairs.5.Gross Operating Income (GOI): The total income generated by a property before subtracting operating expenses.6.Operating Expenses: The costs associated with managing and maintaining a property, including utilities, taxes, insurance, and maintenance.7.Debt Service Coverage Ratio (DSCR): A measure of a property’s ability to cover its debt payments, typically calculated as NOI divided by debt service.8.Loan-to-Value (LTV) Ratio: The ratio of the loan amount to the property’s appraised value, used to assess risk in financing.9.Equity Multiple: A measure of the total return on an investment, calculated as the ratio of total cash flows to initial equity investment.10.Residual Land Value: The estimated value of land after deducting development costs and desired profit margins.11.Sensitivity Analysis: A technique used to assess how changes in key variables (e.g., rent, expenses, interest rates) affect financial model outcomes.12.Operating Pro Forma: A projection of a property’s income and expenses over a specified period, typically used for budgeting and financial analysis.13.Cash Flow Waterfall: A structured distribution of cash flows to different stakeholders in a real estate project, often involving equity investors, lenders, and developers.14.Leverage: The use of borrowed funds (e.g., a mortgage) to finance a real estate investment, potentially amplifying returns but also increasing risk.15.Equity Investment: The amount of money invested by equity partners or investors in a real estate project. 16.