.-- The biggest indicator of turning public sentiment was just last month, in December, when voters in Woodland Park approved a ban on vacation rentals that also appears to NOT grandfather in existing licensed properties. 

Additionally, we are approved with the Better Business Bureau (BBB).

Quote from @Miguel Garcia: If I look into investing out of state should I look to get pre approved by a lender in that area or would a lender in my area be fine?

Have a current cash out refi DSCR loan but my lenders won't approve because property is being used as padsplit.

The area has certain advantages like shelter from regulation risk (pretty much as low as anywhere in the country if you buy in the approved STR tourist zones) and long term security (people aren't going to stop going to Orlando anytime soon). 

Any local bank that does this kind of financing should be able to approve you as long as you have a good enough credit score and never declared BK.

I know it would have helped me.Now that I am out from under these two properties I am waiting on a HELOC on my primary to get approved I will be getting right back on the horse but with much smaller rehabs.Below is the house that sold today.

Zoning Ordinance ExceptionsSome properties in the target zone don’t meet the minimum lot area or width size requirements under the zoning ordinance, yet houses exist on smaller-sized neighbor lots.How could these properties get approval for development?

But once I got the bills, I increased the rent with the tenant's approval and signed an addendum to the lease stating the rent increase would be X and the owner would take over utilities.

In that case, you don't get the next month's rent until the following month assuming you pass in the next month.Upon approval, S8 will tell you and your tenant what S8 pays and the tenant's responsibility.