We add up the scores and get a total score that reflects the level of risk the applicant presents.

Here’s an example of what I've used if they don't qualify based on what's on application. 

Promo rates can be as low as .99 for 6 - 24 months with no closing costs and if you still have this HELOC in two years refi again doing the same thing as most banks don't charge back application / appraisal / closing costs or have early prepayment penalties after the two year period anyway.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Sub to is just very risky for the seller as denoted in this thread.. for you the buyer very little risk unless like Ken mentions you start to fib on applications etc.

These requirements are solid, keep them: Application: Everyone aged 18 or older must complete an application.

Anyone who says they "need an application fee" is a hard NO! 

Hello all! I am seeking recommendations for an app that can integrate with multiple platforms. Currently, we manage approximately 40 short- and mid-term rentals, in addition to a few long-term properties. Due to the n...

Buildium and Rentprep will also need the video tour, and the home office ownership or lease info if you want to be able to run credit/background checks directly without having the applicant submit and then approve you to receive the data.

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