Wealth building will become accessible to the masses and not just accredited investor.  

Secondly, the children switched to Home Schooling (online education) much earlier - before the pandemic started.

Hi Nicholas, I have a Financial verification form that a qualified professional should fill out to verify that my wife and I are accredited investors.

I've been looking into an accredited program to become and MRI technologist.

Online Real Estate Classes:Local Options: Check if there are local real estate schools or institutions offering online courses approved by your state.Before enrolling in a course, verify its accreditation and relevance to your state's real estate licensing requirements.Remember, each real estate journey is unique, so tailor your approach to fit your goals and local market conditions. 

We bought a home for $120k with the contingency that the woman who lived there could stay (divorce, but the husband wanted the kids to stay in their home/school).

If so, then your FICO score is irrelevant.Unlike when qualifying for "accredited" status, most lenders include the equity in your home as part of your net worth.Also worth mentioning, if your net worth is 800k, you could partner/JV with someone whose net worth is $700k and together you could get a $1.5m loan.

In particular, I’m looking for crowdfunding platforms that allow non-accredited investors.

With that, we became the American Association of Private Lenders—and we began spreading the word.Finally, Some DefinitionsUnderpinning the concept of minimizing the use of “hard money” in our industry is a recurring theme of standardization—that the root of the issue is too many interpretations of what the same terms mean.We offer up the following definitions for discussion, debate, fine-tuning, and eventual consensus [last updated 5/9/2022]:Private lender: Any non-depository individual or entity that primarily originates business-purpose loans secured by hard assets, generally real estate.Hard money lender: A subset of private lender where creditworthiness is determined solely by the securing real estate collateral.Correspondent lender: A subset of private lender where the closed loan is sold to investors.Portfolio lender: A subset of private lender where the closed loan remains in the lender’s portfolio.Fund manager: A subset of private lender where, depending on the fund structure, the deployed capital is sourced by offering exempted securities to accredited and occasionally non-accredited private investors.Private investor: An individual or entity that seeks a return by deploying capital through a private lender or fund; the investor may or may not be named on the loan’s promissory note.Private money broker: Any individual or entity that acts as an intermediary between a borrower and a private lender without directly originating the loan.

@Cody Cox has a note fund starting up which is also available for non-accredited investors.