Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is expected to be higher, you may consider an umbrella insurance policy.

THEN THERE IS THIS:During the Way of Renaissance Man podcast interview Mendenhall told host Woods that he came to real estate after an early career coaching college basement, a grueling vocation that he said left him feeling burnt out.....Mendenhall did his coaching at University of San Francisco according to this Biography on Rad's Website.

Why would I not choose to leverage at 6 or 7% (my current lock is at 6.385%)https://www.neighborhoodscout.com/ca/san-diego/real-estatemy long time stance that the RE should be judged on total return use to be very unpopular view on this site that viewed cash flow as sure and superior and appreciation to be gambling.  

Is san diego beaches less attractive in the off season than they used to be?

In Chicago or San Antonio, it’s a similar hustle... you build the right relationships with smaller property managers who know local investor groups, and suddenly you’re the guy who can feed them deals they never thought they’d find on BiggerPockets alone.As for the fear of getting stuck with a contract, it happens less often when you’ve done your homework on the numbers and aren’t overselling some mediocre deal.

And it's in a super convenient, central location, closer to downtown San Francisco than most of SF neighborhoods, and easy access to the whole East Bay.

If that isn't feasible like it wasn't for me (personally being born and raised in San Francisco), you may want to look out of state.

Utilizing an attorney sans title insurance can work well - IF the attorney is knowledgeable and experienced in real estate transactions and the parties are ok forgoing title insurance.  

I currently reside in San Diego, CA, and I am in the process of purchasing two properties in Henderson, NV, in my personal name.

@Kent FordI agree with @Ryan Konen regarding areas like San Antonio’s outskirts, parts of Fort Worth, and growing cities like Tyler and Lubbock, which are becoming popular due to relative affordability and job growth.We will see an interest in smaller metro areas where prices are more accessible and a surge in new construction aimed at entry-level buyers.