I've been listening to Bigger Pockets off and on for years but have always wanted to get into real estate investing.

What's better for heating gas or electric? Building a cabin in a tourist destination that does not have easy access to gas or electric.So I will need to run electric line anyway and considering installing underground ...

@Louis Hamilton,If a HELOC doesn’t work, you might consider these options:1.

Hi Jonathan0% financing options are available for owner occupant buyers now for duplexes.

I would ask that you contact me directly if you have concerns about me rather than going on Bigger Pockets and putting out defamatory information like you did.

With that being said you do have lots of options.

I’ll keep you in mind if I need to consider other refinancing options. 

That way you have them in your back pocket when you find the right one, and generally lenders can move a little faster to close the deal once you're already pre-approved and in their system. 

The long-term moves are to get a concession to buy down the rate for good (not a 2-1 or 3-1 buy down), it's a smaller number (i.e. .25% or .5% decrease on the rate), and getting their full closing costs covered is money out of their pocket today they'll be saving that could be huge to give the buyer more money for repairs and/or furniture along with just life expenses. 

Exchange now at 500k over basis into income property with lease back and put option for 300k more.